1 Minute Mortgage

Privacy Policy

Effective date: January 1, 2026

This Privacy Policy explains how 1 Minute Mortgage collects, uses, protects, and shares your information when you visit our website or use our mortgage, pre-qualification, and communication resources.

Important notice regarding text messaging data

1 Minute Mortgage does not share customer opt-in information, including phone numbers and consent records, with affiliates or third parties for marketing, promotional, or other purposes unrelated to providing our direct services. Text messaging originator opt-in data is kept strictly confidential.

1. Information we collect

Personal information may include your name, email address, phone number, physical address, payment information when you request a quote or service, opt-in records and timestamps for communication channels, and records of inquiries, appointments, service history, and feedback. We may also collect non-personal information such as IP address, browser type, device information, site usage patterns, analytics, cookies, and similar technologies.

2. How we use your information

We use collected information to provide and improve our services, process requests and transactions, communicate about inquiries and appointments, enhance website functionality, prevent fraud, maintain security, comply with legal obligations, and maintain records of communication preferences and consent.

3. SMS messaging and compliance

By opting into SMS messaging, you agree to receive service-related messages such as appointment reminders, customer support, and important updates. You will receive messages only after explicitly opting in. We maintain timestamped opt-in records and comply with the Telephone Consumer Protection Act (TCPA) and applicable laws.

SMS opt-out, help, frequency, and carriers

You may cancel SMS notifications at any time by replying STOP. You will receive a final confirmation and no further messages unless you re-opt in. Reply HELP for assistance or contact letstalkrealestatemyfriend@gmail.com. Message frequency varies, and message and data rates may apply. Carriers are not liable for delayed or undelivered messages; supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.

SMS Data Protection Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Sharing with subcontractors supporting customer service or message delivery is permitted. All other sharing categories exclude text messaging originator opt-in data and consent. We implement reasonable safeguards to protect SMS opt-in information and consent records.

4. Information sharing and disclosure

We do not sell, rent, or trade personal information. We may share information with service providers that assist with operations such as payment processing, appointment scheduling, website hosting, and SMS delivery; when required by law or valid legal process; or in connection with a merger, acquisition, or sale of assets. Service providers are expected to maintain confidentiality and security.

5. Data security

We maintain reasonable safeguards, including encryption of sensitive data in transit and at rest, access controls, security assessments, employee training, breach response procedures, backups, and disaster recovery measures. No internet transmission or electronic storage method is completely secure, so we cannot guarantee absolute security.

6. Cookies and tracking technologies

We may use cookies and similar technologies to analyze traffic and behavior, remember preferences, improve website functionality, and measure service effectiveness. You may control cookies through browser settings, although disabling them may limit some website features.

7. Your rights and choices

Subject to applicable law, you may request access to, correction of, or deletion of your personal information; opt out of marketing emails using the unsubscribe link; opt out of SMS by replying STOP; request information about processing; withdraw consent for future communications; and lodge a complaint with a supervisory authority. Contact us using the information below to exercise these rights.

8. Third-party links

Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies. This Privacy Policy applies only to information collected by 1 Minute Mortgage.

9. Changes to this Privacy Policy

We may update this Privacy Policy periodically. The latest version will be available on our website with its effective date. For significant changes, we may notify you by email or through a notice on the website.

Contact 1 Minute Mortgage

1 Minute Mortgage

57 Forsyth Street Northwest 8C
Atlanta, GA 30303
United States

letstalkrealestatemyfriend@gmail.com
+1 (678) 427-9929