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Terms of Service

Effective Date: 10/29/2025

These Terms of Service govern your use of the 1 Minute Mortgage Form for prescreening purposes. By completing and submitting the form, you agree to these terms.

1. Purpose of the Form

The 1 Minute Form is designed to collect preliminary information to determine potential eligibility for mortgage or loan-related services. Completing this form does not constitute a loan application or guarantee of approval.

2. Consent to Contact

By submitting the form, you consent to being contacted by our team via the phone number or email address you provide. Communication may include:

  • Verification or clarification of your submission
  • Discussion of available services or next steps

You may discontinue communication at any time by replying "STOP" or "Opt Out" to any text message or by contacting us directly.

3. Accuracy of Information

You agree that all information submitted through the form is accurate and truthful to the best of your knowledge. Providing false or misleading information may affect your eligibility.

4. No Obligation or Guarantee

Submitting the form does not obligate you to use our services or guarantee approval for any loan or mortgage product. Any prequalification is subject to additional verification and approval requirements.

5. Limitation of Liability

We are not responsible for any loss or damage resulting from your use of the form or from communication delays, interruptions, or unauthorized access to your data.

6. Updates to This Policy

We may update these Terms or the Privacy Policy at any time. Updates will be posted with a new effective date.